What is Medicaid

Medicaid is a joint federal and state health insurance program that provides medical coverage for people who meet certain income and eligibility requirements. Although the federal government sets general guidelines, each state administers its own Medicaid program, which means eligibility rules and covered services may vary.

In Nevada, Medicaid helps thousands of residents access quality health care every year.

You may qualify for Medicaid if you are:

• A low-income individual or family 
• A senior age 65 or older who meets financial requirements 
• A person with a disability 
• A pregnant woman 
• A child or parent meeting income guidelines 
• Someone who requires long-term care services 

Even if you think your income may be too high, you should still explore your options. Certain programs have different eligibility rules, and many people are surprised to learn they qualify.

Depending on your eligibility and your state's program, Medicaid may cover:

• Doctor visits 
• Hospital care 
• Emergency services 
• Prescription medications 
• Laboratory tests 
• Preventive care 
• Mental health services 
• Physical therapy 
• Home health care 
• Nursing home care 
• Medical transportation 
• Other medically necessary services 

Many people confuse Medicaid with Medicare, but they serve different purposes.

Medicare is primarily based on age (65 and older) or certain disabilities, regardless of income.

Medicaid is based primarily on financial eligibility and helps individuals with limited income and resources.

Some people qualify for both Medicare and Medicaid. These individuals are often called dual-eligible beneficiaries. Medicaid may help pay Medicare premiums, deductibles, coinsurance, and other out-of-pocket medical expenses, making health care much more affordable.

The application process can sometimes feel confusing. It often requires documentation such as:

• Proof of income 
• Identification 
• Proof of residency 
• Bank statements 
• Information about assets 
• Household information 

Completing the application correctly can help avoid unnecessary delays.

At Maria Cares, we understand that navigating Medicaid can feel overwhelming. We are committed to helping seniors and individuals better understand their health care options and assisting them through the Medicaid application process whenever possible.

Our mission is to provide caring, compassionate guidance so you can focus on your health—not the paperwork.

If you have questions about Medicaid, Medicare, or whether you may qualify for assistance, we're here to help.

Contact Maria Cares today to schedule a complimentary consultation.

Together, let's find the health care coverage that best fits your needs.